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Atlasafe articles

Plain-English explainers from the Atlasafe team.

ComparisonAtlasafe

Atlasafe vs myCOI

Atlasafe vs myCOI: a self-service system of record for your own insurance program versus a managed-service COI tracking platform. Snapshot 2026-09-10.

September 10, 2026

ComparisonAtlasafe

Atlasafe vs TrustLayer

Atlasafe vs TrustLayer: a self-service system of record for your own program versus an AI-powered third-party verification platform. Snapshot 2026-09-10.

September 10, 2026

Certificates of insuranceAtlasafe

COI tracking spreadsheet template (free download)

A free COI tracking spreadsheet template: vendor, carrier, coverage lines, limits, expiry, and proof location, with a weekly routine.

September 10, 2026

Claims and loss runsAtlasafe

How Claims Affect Business Insurance Premiums

How claims affect business insurance premiums: claims history drives the loss ratio and experience rating your carrier uses to price renewals.

September 6, 2026

Claims and loss runsAtlasafe

How to Request Loss Runs From Your Carrier

Loss runs come from your carrier or broker, usually within a few business days. Here is what to include in the request and where to file the report.

September 6, 2026

Claims and loss runsAtlasafe

Insurance Claims Tracking: Best Practices

Insurance claims tracking best practices: record each claim's status, dates, adjuster contacts, and notes so nothing stalls before renewal.

September 6, 2026

Claims and loss runsAtlasafe

What Is a Loss Ratio in Insurance?

Loss ratio is incurred losses divided by earned premium. Here is how it is computed, what underwriters read into it, and what a good ratio looks like.

September 6, 2026

PricingAtlasafe

Atlasafe pricing: what each tier costs

How Atlasafe pricing is metered: active policies tracked, unlimited users, and a link to the live pricing page. No amounts are repeated here.

August 30, 2026

ComparisonAtlasafe

Atlasafe vs Certificial

Atlasafe vs Certificial compared honestly: managing your own insurance program versus verifying vendors' certificates through a network. Sourced 2026 pricing.

August 20, 2026

ComparisonAtlasafe

getBCS alternatives for vendor compliance tracking

Alternatives to bcs (getbcs.com) for COI and vendor compliance tracking, with sourced 2026 pricing: Certificial, myCOI, SmartCompliance, and Atlasafe.

August 20, 2026

ComparisonAtlasafe

Certificial alternatives for COI tracking

Alternatives to Certificial for COI tracking, with sourced 2026 pricing: bcs, myCOI, SmartCompliance, and Atlasafe for managing your own insurance program.

August 20, 2026

Certificates of insuranceAtlasafe

Certificate of insurance tracking spreadsheet limits

What a certificate of insurance tracking spreadsheet needs, the failure modes that cost real money, and how to move off it without losing the work.

August 20, 2026

Program managementAtlasafe

The insurance policy tracking spreadsheet

The columns an insurance policy tracking spreadsheet needs, where the approach structurally breaks, and how to move off it without losing the work.

August 20, 2026

ComparisonAtlasafe

myCOI alternatives for certificate tracking

Alternatives to myCOI for COI tracking, with sourced 2026 pricing: Certificial and bcs self-serve, CertFocus full-service, and Atlasafe for your own program.

August 20, 2026

ComparisonAtlasafe

myCOI vs Certificial (vs Atlasafe)

myCOI vs Certificial compared honestly on model and sourced 2026 pricing, plus when neither fits because the insurance you need tracked is your own.

August 20, 2026

ComparisonAtlasafe

SmartCompliance alternatives for COI tracking

Alternatives to SmartCompliance for COI and vendor compliance tracking, with sourced 2026 pricing where it exists: Certificial, bcs, myCOI, and Atlasafe.

August 20, 2026

Insurance termsAtlasafe

Certificate Holder vs. Additional Insured

A certificate holder just receives proof of insurance; an additional insured actually has coverage extended to them. Here's the difference that matters.

July 16, 2026

Certificates of insuranceAtlasafe

How to Track Certificates of Insurance

How to track certificates of insurance: collecting, checking, and monitoring vendor COIs so none lapse, plus where the process usually breaks.

July 16, 2026

Certificates of insuranceAtlasafe

Certificate of Insurance Expiration Tracking

Certificate of insurance expiration tracking: how to stay ahead of COI expiry dates across every vendor so no coverage lapses unnoticed.

July 16, 2026

Certificates of insuranceAtlasafe

Certificate of Insurance Review Checklist

A certificate of insurance review checklist: the coverage limits, named insured, dates, and endorsements to verify before you accept a vendor's COI.

July 16, 2026

Certificates of insuranceAtlasafe

How to Collect Vendor Certificates of Insurance

How to collect certificates of insurance from vendors without endless email chasing, and how a magic-link portal removes most of the work.

July 16, 2026

Brokers and carriersAtlasafe

Insurance Agent vs. Broker: The Difference

Insurance agent vs broker: agents represent carriers, brokers represent you. Who each works for, and when the difference matters for your business.

July 16, 2026

Insurance termsAtlasafe

Insurance Binder vs. Policy: The Difference

Insurance binder vs policy: a binder is temporary proof that coverage is in force, not the policy itself. How they differ and what to track.

July 16, 2026

Program managementAtlasafe

How to Manage Business Insurance Policies

A practical guide to managing your business insurance program: tracking policies, renewals, carriers, and certificates without living in a spreadsheet.

July 16, 2026

Renewals and lapsesAtlasafe

The Business Insurance Renewal Process

How the business insurance renewal process works: the timeline, what happens at each stage, and how to renew without a coverage gap.

July 16, 2026

By industryAtlasafe

Insurance Policy Tracking by Industry

Insurance tracking looks different by industry, from vendor COIs in property management to subcontractor coverage in construction. Here's how needs vary.

July 16, 2026

Program managementAtlasafe

How to Track Insurance Policy Renewals

Missed renewals cause coverage lapses. Here's how to track insurance policy renewals with set lead times and reminders so none slip through.

July 16, 2026

Coverage linesAtlasafe

Types of Business Insurance: Common Lines

A plain-English guide to the main types of business insurance: general liability, property, auto, workers' comp, umbrella, cyber, and more.

July 16, 2026

Insurance termsAtlasafe

What Is a Certificate of Insurance (COI)?

A certificate of insurance (COI) is a one-page proof that a business carries coverage. Learn what it shows, who needs one, and how to read it.

July 16, 2026

Renewals and lapsesAtlasafe

What Is a Lapse in Insurance Coverage?

A coverage lapse is any period without active insurance. Learn what causes a lapse, what it can cost your business, and how to prevent one.

July 16, 2026

Claims and loss runsAtlasafe

What Is a Loss Run Report?

A loss run report is your business's claims history from an insurer. Learn what it shows, why underwriters want it, and how to request one.

July 16, 2026

Coverage linesAtlasafe

What Is General Liability Insurance?

General liability insurance covers third-party bodily injury, property damage, and advertising injury. Learn what it covers, limits, and who needs it.

July 16, 2026

Coverage linesAtlasafe

What Is Workers' Compensation Insurance?

Workers' compensation insurance covers medical costs and lost wages for employees injured on the job. Learn what it covers and why it's usually required.

July 16, 2026