Atlasafe vs myCOI

Atlasafe and myCOI solve adjacent problems for different buyers: myCOI is a long-standing certificate of insurance platform sold with a managed-service layer to companies keeping third-party certificates compliant at volume, while Atlasafe is self-service software for a company of 5 to 50 people that holds its own policies and also tracks the certificates it collects and issues.

Every myCOI fact on this page comes from our competitive landscape file, re-verified on 2026-09-10; Atlasafe's facts are our own. For the wider field, see Certificial alternatives.

Who is each product built for?

myCOI is built for the requestor: the general contractor, property manager, or corporate compliance team that must keep vendor and subcontractor certificates current, and that wants a service team doing part of the work. Atlasafe is built for the internal owner of a company's own insurance program, the office manager, controller, or risk manager who tracks the policies the company holds, the brokers behind them, the claims against them, and the certificates the company collects and the ones it issues.

The two overlap on one job, inbound COI tracking. If your entire problem is vendor certificates and you have hundreds of them, most of this page will not apply to you. If you also need to know when your own general liability renews and what your loss ratio looked like last year, it will.

How do Atlasafe and myCOI compare?

The table below uses only facts recorded in our competitive landscape file for myCOI (snapshot 2026-09-10) and Atlasafe's own ledger and pricing.

| | Atlasafe | myCOI | |---|---|---| | Pricing model | Flat monthly tiers by policies tracked, unlimited users: Starter $59 (25 policies), Growth $149 (100), Pro $349 (no cap). Published. 14-day trial, no card. | Quote-only. No public pricing page found (re-verified 2026-09-10). Third-party guides describe multi-factor pricing based on contract or vendor volume. | | Buyer type | The company managing its own insurance program (5 to 50 people). | Requestors tracking third-party vendors and subcontractors; construction and broad-market compliance. | | Tracking scope | Your own policies with carriers, brokers, coverage types, and dates; inbound and outbound COIs; mid-term endorsements; claims and loss runs; coverage-gap flags against requirements you define. | COI tracking and compliance for third parties. Broader document types are not recorded in our snapshot. | | Vendor outreach and reminders | Renewal reminders to your team by email and in-app at lead windows you set (default 90, 60, 30, 14 days). Document requests to outside parties through expiring links; brokers upload through a no-login magic-link portal. No automated vendor chase sequences. | Hybrid software plus managed-service model: a service team is part of the offer. Specific outreach mechanics are not recorded in our snapshot. | | Third-party system links | None today. Carrier, broker, agency-management, and accounting systems have no live link; data enters by OCR-assisted upload, the broker portal, or Excel/CSV import. | Not recorded in our 2026-09-10 snapshot. | | Partner or broker program | None today. | Not recorded in our 2026-09-10 snapshot. | | Review-site footprint | No G2 listing yet as of 2026-09-10. | About 37 reviews on G2 (verified 2026-09-10, g2.com/products/mycoi/reviews). |

Two rows need a comment. A live carrier or agency-system connection does not exist for Atlasafe today, in any form; if that is on your must-have list, neither this page nor our product will satisfy it. myCOI also has a review footprint that Atlasafe does not. Thirty-seven reviews is a modest number, but Atlasafe launched this year and has none.

When should you choose myCOI?

Choose myCOI if you are a requestor with a large third-party certificate load and you want a service team involved in collecting and reviewing certificates. Its managed-service model exists for exactly that case, and its long tenure in construction compliance is a real signal. If the price of a managed service is acceptable to you and you would rather not run the weekly chase yourself, that is myCOI's lane.

Choose it also if you need a vendor with an established reference base. Atlasafe cannot offer that yet.

When should you choose Atlasafe?

Atlasafe is the better fit if the certificates you track are one part of a program you own: your own policies, your renewals, your broker relationships, your claims history. It keeps every policy you track with its carrier, broker, coverage type, and effective and expiration dates, flags coverage gaps against the requirements you define, and sends renewal reminders by email and in-app from a nightly scan. It records inbound and outbound certificates and mid-term endorsements alongside those policies, stores every document as versioned proof, and writes every change to an append-only audit trail.

Price is the other reason. Atlasafe's tiers are published, flat, and include unlimited users, and you can see them before you talk to anyone. The on-ramp is a spreadsheet import and a broker upload portal, with no service layer to pay for. Know what it is not, too: Atlasafe does not determine coverage or compliance, and it does not replace your broker. It flags gaps in the data you record against the requirements you set; coverage decisions stay with your carriers and brokers.

Which is right for you?

If you are the requestor, myCOI's managed model is built for you and Atlasafe is not. If you are the insured, Atlasafe is built for you and myCOI is a point tool for one slice of your program. Most readers will have recognized themselves by the second paragraph. Some are both: a property manager who tracks two hundred vendor certificates and also owns the company's own program may need two tools.

Pricing and review counts above are as of 2026-09-10. For the wider set, see Atlasafe vs Certificial and myCOI vs Certificial, and our guide to certificate of insurance tracking.