LoanBoss alternatives for CRE debt management

The alternatives to LoanBoss for borrower-side commercial real estate debt management split by portfolio size: institutional owners weigh Chatham Financial's ChathamDirect and Lobby CRE, adjacent-vertical buyers see DebtBook, and the sub-institutional owner-operator has two options with published prices, TreasuryView (a treasury generalist) and TractTerm (CRE-dedicated). Every fact here comes from a landscape review with vendor pages checked on August 20, 2026.

What is LoanBoss, and what does it cost?

LoanBoss centralizes a CRE or multifamily firm's loan information with real-time prepayment and interest calculations, reports, and alerts, with white-glove manual document abstraction during onboarding. It publishes no pricing on its own site; as of August 20, 2026, Capterra's listing shows a starting price of $12,000 a year, a third-party figure worth treating as an estimate. That number sits inside the institutional entry band the category's other quote-only tools imply.

What are the institutional alternatives?

Chatham Financial's ChathamDirect is the category-defining incumbent, debt management as platform plus advisory alongside Chatham's hedging practice, sold institutionally with no public number anywhere. Lobby CRE (Thirty Capital) is a broader portfolio intelligence platform for CRE teams, also quote-only; third-party guides have reported starting figures around $1,500 a month, unconfirmed by the vendor. DebtBook serves government, higher-ed, and nonprofit finance teams, states outright that it builds "pricing around your unique needs," and belongs in this list mainly because searchers cross it with the CRE tools; its vertical is different. If your book is dozens of structured loans with advisory needs attached, these are the tools to demo, and the price will arrive by conversation.

What are the published-price alternatives?

TractTerm

TractTerm is CRE-dedicated debt management for the owner-operator: a loan register holding each loan's real structure (term versus amortization, the balloon that produces, IO periods, full amortization schedule with rate-reset recalculation), a covenant register with scheduled tests, DSCR computed both the lender's way and the borrower's way, rate-cap expiry detection against maturity, extension-option deadlines, a maturity calendar, and lender reporting packages assembled from data already in the system. Uploaded loan documents are read with AI-assisted abstraction, and every extracted term is held for your review before it goes live. Published flat tiers by loans under management, unlimited users: Starter $149 a month (up to 10 loans), Growth $349 (up to 40), Pro $749 (no cap). TractTerm is borrower-side tracking only: it is not a lender or servicer, never moves money, and computes covenant tests from the terms and financials you enter, while the compliance determination itself always rests with your lender.

TreasuryView

TreasuryView is the segment's other transparent option: a debt and treasury generalist metering the same unit, loans and interest-rate derivatives under management, at €250 a month (START, 5 users, up to 50 instruments, single currency) and €500 (GROW, up to 15 users plus 10 guests, up to 300 instruments, multi-currency), with a 30-day trial. It has no CRE-specific domain model: no property or collateral entity, no CRE covenant logic, no rate-cap-versus-maturity warning. The full head-to-head is in TractTerm vs TreasuryView.

The spreadsheet

The incumbent for most sub-institutional books is the loan covenant tracking spreadsheet: free, familiar, and structurally silent about approaching test dates, reporting deliverables, and the rate-cap-expires-before-maturity trap. That last one is worth reading on its own, because a cap expiring before loan maturity is common enough to be a category risk rather than an edge case.

How should you choose?

By book size and by who does the work. A large structured book with advisory needs points institutional, and the quote-only tools are built for exactly that buyer. A 5-to-50-loan book worked by a small team points at the published-price pair: TreasuryView if you want a multi-instrument treasury view, TractTerm if the book is CRE and the pain is covenants, certificates, and lender reporting. TractTerm publishes its own numbers too: three tiers metered on loans under management, with unlimited users on each.